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PCP (Personal Contract Purchase)
PCP (Personal Contract Purchase) a simple cost effective way to buy your new or nearly new vehicle.
You choose the vehicle, the deposit, how long you want the contract to run for and the mileage you intend to do. You will then receive a quote for fixed cost motoring for the length of the contract. At the end of the contract you have a choice to either buy the vehicle outright for an agreed lump sum (the Guaranteed Minimum Future Value or final balloon payment), or hand the vehicle back to the lender.
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Hire Purchase allows you to take ownership of a vehicle once all payments are made.
This is one of the most popular methods to buy a new vehicle. You pay an initial deposit, then pay off the balance in monthly payments over an agreed period of time, when the payments are complete the vehicle is yours.
One of the main benefits with Hire Purchase is the ability to buy a high value vehicle on monthly payments.
Hire Purchase allows you to tailor your finance package as deposit, length of time and monthly payments are all flexible.
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Personal contract hire is very similar to normal contract hire, but is exclusively for private individuals. This is one of the most common form of leasing.
With a personal contract hire agreement you take control of a vehicle for a contractual period – usually referred to as the ‘lease period’. You will make fixed monthly payments for the duration of the contract – when the contract expires you will simply return the vehicle and take out a new personal contract hire lease. PCH means you never have to worry about resale values of your vehicle.
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Fully carpeted load area, Electric rear windows with anti pinch facility, Electronic Stability Programme, Lowered and uprated sports suspension, Voice control system, Traffic sign recognition, 3.5" monochrome instrument cluster display...
Insurance groups range from 1 to 50 and dictates the cost of the vehicles insurance. The higher the group, the higher the insurance will be for the vehicle.
BHP rates the engine performance of vehicles and stands for the brake horsepower.
CO2 is the amount of carbon dioxide emitted by the vehicle in grams per kilometre travelled, the lower the CO2 emissions the cleaner the vehicle is for the environment.
The total number of seats in the vehicle.
Number Of Seats
Road Tax is based upon the CO2 emissions of the vehicle and is split into 13 bands from A to M. The higher the letter the greater the cost of tax paid to drive the vehicle on public roads. In addition to the road tax detailed below, any vehicle that had a manufacturers retail price in excess of £40,000 when first sold, attracts a road tax supplement of an additional £320 per year. This is charged until the vehicle is 6 years old.
Ten Second Review
The second generation version of Vauxhall's Insignia gains 'Grand Sport' badging in five-door hatch form, along with smart looks, a classy cabin, hi-tech features and an efficient engine range. If, like many business buyers, you're browsing in the £20,000 to £35,000 bracket selecting a medium range Mondeo segment model or a mid-sized executive contender, it's a contender that you really can't afford to overlook.
If you perceive Vauxhall's Insignia as a middle management mainstream company car, then the brand reckons it's time you had a re-think. The second generation version of this model features sleek looks and a 'Grand Sport' name for the five-door hatch bodystyle. It's much lighter and more sophisticated than its predecessor, with a more spacious cabin, plus there's an optional slick-shifting 8-speed auto gearbox and a clever 4WD system at the top of the range. Think of a feature you can get in a pricey compact German premium brand - LED matrix lighting, Lane Keep Assist, Head-up Display, cutting-edge media connectivity. All of it's on offer here, plus use of Vauxhall's brilliant OnStar concierge system. It's a strong package.
On the move, this Insignia feels like the bigger car it's now become, the suspension floating you over broken surfaces that would have troubled and impeded the previous model. Importantly, this second generation model is 175kg lighter than its predecessor and that really shows when cornering at speed, where there's less body roll than before and generally, a much higher level of agility. As for engines, well most buyers will continue to want a diesel, with the majority of sales likely to go to the 1.6-litre Turbo D unit we tried, offered with either 110 or 136PS. If you trade up to the 170PS 2.0-litre diesel, efficiency drops off markedly, though there's the compensation of 400Nm of pulling power, a figure that will be improved further if you go for the 210PS biturbo variant. Engine-wise, you'll find much more that's really different if you turn your attention to petrol power, with all three units on offer being pretty new. Small capacity turbocharged engines that use unleaded are very much in vogue at present and the 1.5-litre unit supplied here should suit that trend, offered with either 140 or 165PS. There's also a 200PS 1.6-litre Direct Injection turbo petrol unit. Key Insignia features include a super-slick 8-speed auto gearbox. And the top 210PS diesel variant comes with a sophisticated intelligent all-wheel drive system that uses a state-of-the-art rear torque vectoring system for greater cornering traction and sharper turn-in.
Design and Build
Vauxhall reckons that this Insignia Grand Sport has 'the aura of a car from the premium, upper class'; you decide. It certainly looks a great deal smarter than its predecessor. It comes only in hatch form, but as an alternative, there's the option of a 'Sports Tourer' estate. The prominent grille and slim-line headlamps enhance the wide horizontal design of the front end and provide it with a bold appearance. The grille sits lower than on the outgoing model and further emphasises its solid stance. What Vauxhall calls a 'sweepspear' feature starts in the front door and gives the impression that this model is always ready to pounce, which is a nod to the athletic lightness of the Monza Concept car that inspired it. More importantly, under the skin, this design has shed up to 175kgs over its predecessor. Its roof is 29mm lower and its track has increased by 11mm. The overhangs have been reduced considerably and the wheelbase enlarged by 92mm. And the exemplary drag factor of 0.26 makes this car one of the most aerodynamic vehicles in its class. The cabin has also taken a step up-market. The driver sits lower and is surrounded by clean lines, pleasant surfaces and impressive build quality, a highlight being the frameless touchscreen of the improved IntelliLink infotainment system. The extended wheelbase gives passengers in the rear more space. There's a roomy 490-litre boot too.
Market and Model
Insignia buyers choose between this five-door Grand Sport hatch model or the Sports Tourer estate variant. There are seven trim levels available - 'Design', 'Design Nav', 'SRi', 'SRi Nav', 'SRi VX-line Nav', 'Tech Line Nav', 'Elite Nav' and 'GSi'. The asking figures start at around £20,000 and range to around £38,500, pricing that offers extremely strong competition to the German premium-badged compact executive models that Vauxhall would ideally like to target. There's plenty of clever equipment features that should interest that target market. The 'IntelliLux LED matrix light' for example, which illuminates with 32 LED segments and integrates in this Insignia's smarter, slimmer headlamps. Other driver assistance systems include a Head-up-Display, Adaptive Cruise Control, Lane Keep Assist with Lane Departure Warning and Rear Cross Traffic Alert. Vauxhall is still one of the few manufacturers to offer seats certified the 'Campaign for Healthy Backs'. And, as for media connectivity, well, as you would expect, the IntelliLink infotainment system is compatible with the Apple CarPlay and Android Auto. Insignia Grand Sport buyers also get Vauxhall OnStar, the brand's the ground-breaking connectivity and service assistant. This offers services ranging from Automatic Crash Response to Stolen Vehicle Assistance. A new concierge service is available to Insignia Grand Sport customers, enabling passengers to ask OnStar advisors to select a hotel and proceed to room reservation. Furthermore, up to seven devices can be connected to the car's Wi-Fi Hotspot.
Cost of Ownership
Around 85% of Insignia buyers go for a diesel - and you can see why. Up to 55.5mpg on the combined WLTP cycle is possible from the 1.6 CDTi unit most Grand Sport buyers will choose. As for residual values, well these will depend on whether the industry recognises this Grand Sport model's shift up-market. Even if it does, the depreciation levels won't match those of premium German rivals. But then, you'll be paying less up-front in the first place, so it's swings and roundabouts. The NEDC-rated CO2 figures are very competitive, the base 110PS 1.6-litre diesel capable of putting out as little as 121g/km. The volume 2.0-litre diesel manages 145g/km. The base 1.5-litre petrol variant manages 131g/km. The 1.6 petrol turbo manages up to 38.7mpg (WLTP combined) with NEDC-rated CO2 emissions of 154g/km. You'll also need to know that Vauxhall includes a three-year, 60,000 mile warranty as standard, a package that can be extended up to five years and 100,000 miles at extra cost. A year's free breakdown cover is also provided, along with a six-year anti-corrosion guarantee. Plus you can opt for a service plan that lets you pay monthly to spread the cost of regular work to your car. As part of this, Vauxhall offers discounts on wear and tear items, such as brake pads and windscreen wipers.
By Jonathan Crouch
If you’re looking for a new Vauxhall Insignia 1.6T  SRi Vx-line Nav 5dr Auto Petrol Hatchback for sale, you’ve come to the right place. At Bristol Street Motors we don’t just have the best Vauxhall Insignia 1.6T  SRi Vx-line Nav 5dr Auto Petrol Hatchback deals, we also offer friendly advice and help with all your enquiries to ensure your buying experience is a happy experience.
What are you waiting for? Make an enquiry online using the link above or call one of our friendly sales advisors today.
Key Standard Features*
- 7 speakers
- Ergonomic driver active seats with sports style front passenger seat - Insignia
- Keyless entry start with engine start/stop button
- 40/20/40 split folding rear seat back with one touch release flexfold
- Brilliant metallic paint
- Morrocana Monita cloth upholstery
- Rear window wash/wipe
- Cruise control + speed limiter
- Parking distance sensors front and rear with audible warning and distance warning in driver information display
- Brilliant Paint - Summit white
- Morrocana Monita cloth - Jet black
- Emergency tyre inflation kit
|Electric rear windows with anti pinch facility|
|Electrically operated front and rear windows with safety auto reverse and one touch up/down facility with heated rear window|
|Solar heat absorbing windscreen with tinted windows|
|Intermittent rear wash/wipe|
|Two speed windscreen wipers with variable intermittent wipe|
|Electronic Stability Programme|
|Emergency brake assist|
|Drag torque control|
|Electric parking brake with centre console switch in handbrake and adjustable armrest in premium centre console|
|Cornering brake control|
|Hill start assist|
|CSC - Cornering stability control|
|Anti-lock Braking System (ABS)|
|Lowered and uprated sports suspension|
|Voice control system|
|Traffic sign recognition|
|Speed sensitive power steering|
|4.2" colour display|
|3.5" monochrome instrument cluster display|
|Multi function trip computer|
|Door/boot open warning light|
|Seatbelt reminder for driver and front passenger|
|Lights on audible warning|
|Central facia display with digital clock, outside air temperature and audio information|
|Driver information - Total mileage, service indicator, oil life, tyre pressure monitoring system|
|Body colour door mirrors|
|Twin electrically adjustable and heated door mirrors|
|Silver air vent surrounds|
|Hexagon inserts in dark metallic on facia and doors|
|Auxiliary input socket|
|Steering wheel mounted audio controls|
|Instrumentation - Speedometer, rev counter, low fuel gauge warning light + water temperature gauge warning light, shift up/down indicate light|
|Twin USB power sockets for rear seat passengers|
|Exterior Body Features|
|Visible twin exhaust tailpipes|
|Body colour door handles|
|Body colour bumpers|
|Gloss black finish B pillar|
|Body colour lip spoiler|
|Chrome effect bar on front grille|
|Door sill kick plates|
|Chrome effect upper window trim|
|Matt black lower window trim|
|Automatic lighting control|
|LED daytime running lights|
|LED tail lights|
|LED side repeat indicators|
|Manual headlight beam levelling|
|High level LED centre rear brake light|
|Front fog lights|
|LED brake lights|
|Door to door illumination|
|Adaptive brake lights|
|Rear fog lights|
|Hazard warning lights|
|Electronic dual zone climate control including air conditioning + automatic front seat heating and rear floor heating ducts + cabin particulate filter|
|Dual zone electronic climate control incorporating air conditioning with variable side-to-side temperature setting, multi-zone sun and humidity sensor|
|Rear passenger heating ducts|
|Alloy sports pedals|
|Heated steering wheel|
|3 spoke leather covered steering wheel with satin chrome bezel|
|Additional storage compartment in boot|
|Four load restraint lashing eyes|
|Rear centre armrest|
|Interior tailgate handle|
|Rake/reach adjustable steering wheel|
|Luggage compartment cover|
|Leather gear knob|
|Chrome inner door handles|
|Twin gas assisted tailgate struts|
|12V electrical accessory socket in front, drivers and front passenger sunvisors + vanity mirrors|
|Illuminated glovebox, front door pockets + 1.5 litre bottle holder, 2 drinks holders in centre console, rear door pockets + 1 litre bottle holder|
|Front centre adjustable armrest with 4 litre storage capacity|
|Storage tray in spare wheel well|
|Driver's and front passenger's LED illuminated vanity mirrors with flip up covers with below audio unit|
|Delay courtesy light function|
|Illuminated load area|
|Central front and rear courtesy light, fade up/down, twin rear and front reading lights with illuminated switches, ambient LED facia/centre console|
|VX-Line interior pack - Insignia Auto|
|Sight and Light Pack - Insignia|
|Driver Assistance Pack 1 - Insignia|
|VXR-Line Exterior Sport Pack - Insignia|
|VX-Line styling pack - Insignia Grand Sport|
|Side impact protection beams|
|Two front and three point rear inertia reel lap and diagonal seatbelts|
|Height adjustable front seatbelts|
|Energy absorbing steering column|
|Reinforced passenger safety cell|
|Deformation zones front and rear|
|Anti jam door design with burst proof door locks|
|Three 3 point rear seatbelts|
|Front lateral airbags|
|Pedal release system|
|Front and rear outer seat belt pre-tensioners|
|Child locks on rear doors|
|Driver/passenger 2 stage auto adaptive airbags|
|Airbags - Driver and passengers front airbag, two front side impact airbag, full size curtain airbags for driver, front and outer rear seat passenger|
|Front and outer rear seatbelt force limiters|
|Front seatbelt unfastened audible warning and warning light|
|Deactivation switch for front passenger front and side impact airbags|
|Anti submarining ramps in front seats|
|ISOFIX child seat mountings incorporating top tether anchor points located on outer rear seats|
|Reclining front seats|
|Height adjustable front seat head restraints|
|3 height adjustable rear headrests|
|Storage pockets on front seat backs|
|Remote central deadlocking , operates on doors, tailgates and fuel filler flap, deadlock, central locking switch on drivers door|
|Remote security alarm system with ultrasonic interior sensor, tilt sensor, independent power supply, thatcham approved|
|Wheels - Alloy|
|20" five twin spoke bi-colour high gloss black alloy wheels|
|Bose Premium Audio system with 7 premium speakers + subwoofer||£700.00|
|Ergonomic driver active seats with sports style front passenger seat - Insignia||Standard|
|Driver Assistance Pack 4 - Insignia||£650.00|
|Winter pack 4 - Insignia||£410.00|
|Driver Assistance Pack 2 - Insignia auto||£570.00|
|Winter pack 3 - Insignia Grand Sport/Sports Tourer/Country Tourer||£150.00|
|Driver Assistance Pack 3 - Insignia||£1,025.00|
|Power drivers seat pack when bought with leather - Insignia||£680.00|
|Power drivers seat pack - Insignia||£510.00|
|Towing pack - Insignia||£685.00|
|Ergonomic active front seats with perforated leather pack -Insigina||£1,155.00|
|Paint - Metallic|
|Metallic - Sovereign silver||£605.00|
|Metallic - Satin steel grey||£605.00|
|Metallic - Mineral black||£605.00|
|Wireless charger for mobile devices||£160.00|
|Keyless entry start with engine start/stop button||Standard|
|Keyless entry start with two transmitter fobs||£300.00|
|40/20/40 split folding rear seat back with one touch release flexfold||Standard|
|Exterior Body Features|
|Two coat metallic paint||£605.00|
|Two coat Premium paint||£655.00|
|Tri coat paint||£875.00|
|Brilliant metallic paint||Standard|
|Morrocana Monita cloth upholstery||Standard|
|Rear window wash/wipe||Standard|
|Noise reducing laminated side window||£220.00|
|Head up Display||£290.00|
|Cruise control + speed limiter||Standard|
|Parking distance sensors front and rear with audible warning and distance warning in driver information display||Standard|
|IntelliLux LED matrix headlights with front camera||£1,295.00|
|Paint - Pearlescent|
|Pearl - Cosmic Grey||£605.00|
|Paint - Special|
|Brilliant Paint - Summit white||Standard|
|Premium tri coat - Abalone white||£875.00|
|Brilliant paint - Lava red||£285.00|
|Premium paint - Dark moon blue||£655.00|
|Premium paint - Rioja red||£655.00|
|Trim - Cloth|
|Morrocana Monita cloth - Jet black||Standard|
|Trim - Leather|
|Siena perforated leather - Jet Black||£1,155.00|
|Wheels - Spare|
|17" steel spare wheel||£110.00|
|Emergency tyre inflation kit||Standard|
|0 to 60 mph (secs)|
|0 to 62 mph (secs)||8|
|Engine Power - BHP||200|
|Engine Power - KW||147|
|Engine Power - PS|
|Engine Power - RPM||4700|
|Engine Torque - LBS.FT||221|
|Engine Torque - MKG||30.6|
|Engine Torque - NM||300|
|Engine Torque - RPM||1700|
Terms & Conditions: Every effort has been made to ensure the accuracy of the information shown. However, errors do sometimes occur. The specification of each vehicle listed on the Bristol Street Motors website is provided by "CAP". Please note that the Images of each vehicle are range shots, these can include images which do not reflect the precise details of the vehicle you are looking at and are purely used for illustrative purposes. The inclusion of such data does not imply any endorsement of any of its content nor any representation as to its accuracy. We do not charge a fee for introduction to a finance provider; however we may or may not receive a commission.
*The information given about models and their specification and features applies at the time that a vehicle is listed online or when the listing has been updated. Specifications and features do change and the information is given only as a guide. It may contain errors or omissions. The actual specification of a vehicle at the time of purchase may differ from that listed above and any important feature should be clarified as part of your purchase. The information above does not constitute an offer to sell.