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PCP (Personal Contract Purchase)
PCP (Personal Contract Purchase) a simple cost effective way to buy your new or nearly new vehicle.
You choose the vehicle, the deposit, how long you want the contract to run for and the mileage you intend to do. You will then receive a quote for fixed cost motoring for the length of the contract. At the end of the contract you have a choice to either buy the vehicle outright for an agreed lump sum (the Guaranteed Minimum Future Value or final balloon payment), or hand the vehicle back to the lender.
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Hire Purchase allows you to take ownership of a vehicle once all payments are made.
This is one of the most popular methods to buy a new vehicle. You pay an initial deposit, then pay off the balance in monthly payments over an agreed period of time, when the payments are complete the vehicle is yours.
One of the main benefits with Hire Purchase is the ability to buy a high value vehicle on monthly payments.
Hire Purchase allows you to tailor your finance package as deposit, length of time and monthly payments are all flexible.
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Personal contract hire is very similar to normal contract hire, but is exclusively for private individuals. This is one of the most common form of leasing.
With a personal contract hire agreement you take control of a vehicle for a contractual period – usually referred to as the ‘lease period’. You will make fixed monthly payments for the duration of the contract – when the contract expires you will simply return the vehicle and take out a new personal contract hire lease. PCH means you never have to worry about resale values of your vehicle.
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Floor mats, Power front and rear windows, Vehicle deceleration control with Anti-lock Brake System, Electronic Brake Distribution and Emergency Brake Assist, Voice activated control for key functions, Drive mode settings...
Insurance groups range from 1 to 50 and dictates the cost of the vehicles insurance. The higher the group, the higher the insurance will be for the vehicle.
BHP rates the engine performance of vehicles and stands for the brake horsepower.
CO2 is the amount of carbon dioxide emitted by the vehicle in grams per kilometre travelled, the lower the CO2 emissions the cleaner the vehicle is for the environment.
The total number of seats in the vehicle.
Number Of Seats
Road Tax is based upon the CO2 emissions of the vehicle and is split into 13 bands from A to M. The higher the letter the greater the cost of tax paid to drive the vehicle on public roads. In addition to the road tax detailed below, any vehicle that had a manufacturers retail price in excess of £40,000 when first sold, attracts a road tax supplement of an additional £320 per year. This is charged until the vehicle is 6 years old.
Ten Second Review
In case you hadn't heard, Volvo estates are smarter and sportier these days, as is ably demonstrated by this much improved second generation V60. Despite its sleeker styling direction, the car isn't a clone of its German mid-sized station wagon premium segment rivals, still majoring in Volvo virtues like exemplary safety, cosseting comfort and versatile practicality. This D4 diesel version also delivers a very accomplished driving experience and some very clever technological touches. Volvo brands this car 'the ultimate lifestyle enabler'. We simply call it a potentially surprising package.
Estate cars used to be things you bought to carry around loads of kit. Not any more. These days, most people wanting to do that will buy an MPV or an SUV. Leaving estates to focus almost completely on style and driving dynamics. Which is why compact mid-sized premium-branded wagons like Audi's A4 Avant and Mercedes' C-Class Estate can't actually carry much more than the saloons upon which they're based. Now you wouldn't expect Volvo, a solid, traditional brand that pioneered the kind of boxy estate car into which you could fit a fridge (or several), to want much to do with this kind of trendy form over function approach. But you'd be wrong. The Swedish brand actually invented this style-conscious market niche long before the German brands turned up, bringing us the classic P1800E model that Roger Moore drove as 'The Saint' way back in the Sixties. But it took them until 2010 to return to it with the first generation version of their V60 model. That car wasn't quite good enough to significantly trouble its dominant German-branded rivals. But this design, its successor, might well be.
You might not be approaching the idea of driving a Volvo estate with much enthusiasm, but this second generation V60 is actually surprisingly agile and adept, thanks in large part to its stiff 'SPA' platform architecture. It doesn't handle quite as sharply as some rivals because it has other, arguably more important priorities. And recognises that for some, driving enjoyment can also come with a lowering, rather than a raising, of the heartbeat. The well-judged set-up of the standard 'Dynamic Chassis' suspension set-up helps here, which provides the best balance of any Volvo we've yet tried when it comes to the contrary objectives of comfort and composed body control. The optional 'Active Four-C Chassis' package gives you adaptive damping, but you don't really need it. All variants get Volvo's usual 'Drive Mode Settings' driving dynamics system via which you can tailor throttle response, steering feel and the timings of the optional 8-speed auto gearbox to suit the way you want to drive. As for engines, well as usual with Volvo these days, they're all four cylinders and 2.0-litres in size. The company's future plans for its conventional powerplants are centred around 48-valve mild hybrid technology, but from launch, this MK2 V60's model range was primary based around non-electrified petrol and diesel units. Most buyers favour the black pump-fuelled units, either the 150hp D3 or the 190hp D4 we tried - which offers a 400Nm torque output facilitating a 2.0-tonned braking towing capacity and allowing this variant to reach 137mph and sprint to 62mph in a 7.9s time that's actually slightly quicker than a rival BMW 320d.
Design and Build
Lots of people will have a clear picture in their head of what a Volvo estate looks like. This might not be it. Along with its S60 saloon stablemate, this MK2 model V60 is the smallest and lightest of the cars produced from Volvo's 'SPA' 'Scalable Product Architecture' platform. It's appropriate then, that there's a sense of visual agility here that the brand's other more expensive offerings don't have. Take a seat up-front, where high-quality materials, intelligent use of space and attention to detail work together to create a distinctly Scandinavian cabin that's simple, elegant and more appealing than most rivals. The first thing you'll probably notice is the 9.3-inch portrait-style touchscreen on the centre console that de-clutters the cabin of buttons and gives it a classy, sophisticated air emphasised by intricate detailing and rich Scandinavian design. There's more technology in the instrument binnacle where the normal conventional dials and read-outs have been replaced by virtual ones in an 'Active TFT Crystal Driver's Information Display'. Out back, boot space comes in at 529-litres with the rear seats in place, outstripping the Audi A4 Avant, BMW 3 Series Touring and the Mercedes C-Class Estate. The rear bench splits 40/20/40 and drops down flat to the floor.
Market and Model
The first generation V60 model merely aspired to be a direct rival for mid-sized premium station wagon segment leaders like Audi's A4 Avant, BMW's 3 Series Touring and the Mercedes C-Class Estate. This second generation version though, feels confident that it can take on and beat these Teutonic heavyweights - and it's been priced accordingly. Where before, most V60s were sold below the £30,000 price point, with this MK2 model, the D3 and D4 diesel models that will make up the majority of sales are pitched in the £32,000 to £40,000 bracket. There's a £1,000 premium to pay to go from the 150hp D3 to this 190hp D4. Either way, there's the option of paying £1,550 more for the expected automatic transmission option. Across the mainstream variants, there are three core trim levels - 'Momentum', 'R-Design' and - as here - 'Inscription', each of which are also available in upgraded 'Pro' form. This D4 variant is tightly priced by class standards. From launch, Volvo attached a £33,000 starting price to this variant; directly equivalent BMW 320d ED Touring and Audi A4 Avant 2.0 TDI 190PS models cost around £35,000. An equivalent Mercedes C220d Estate costs around £37,000 and only comes as an automatic, making it around £2,500 more than the equivalent D4. We'll also reference the fact that the auto-only 250hp petrol V60 T5 looks very decent value at around £35,000. You'll pay around £3,500-£4,000 more for an equivalent BMW 330i Touring or Mercedes C300 Estate - and around £6,500 more for an equivalent Audi A4 Avant 2.0 TFSI 252PS quattro.
Cost of Ownership
Going forward, Volvo has made it clear that all its cars will feature electrification in some shape or form - either full battery power, Plug-in hybrid power or 48V mild hybrid assistance for conventional petrol or diesel engines. But it takes time to ramp up such a strategy and from its launch in the Spring of 2018, it was necessary for this second generation V60 range to be primarily based around its older-tech non-electrified diesel engines - like the D4 we've been trying here. This 190hp D4 achieves near-identical fuel and CO2 returns to those of the lesser 150hp D3 diesel - around 64mpg on the combined cycle and 117g/km of CO2. That's for a manual gearbox model. You're looking at just under 63mpg and around 120g/km if, as is highly likely, you want an automatic. That's not quite good enough to equal the class-leading figures you'd get from a rival Audi A4 Avant 2.0 TDI, but it's quite sufficient to put this Volvo on a par with Mercedes and BMW in this segment. Overall, much of the credit for all this goes to 'Drive-E' technology that Volvo's used to champion a smaller, lighter approach beneath the bonnet. There's also a particularly effective i-ART direct fuel injection system, plus the powerplant mechanicals generate impressively little internal friction.
By Jonathan Crouch
If you’re looking for a new Volvo V60 2.0 D4  Momentum 5dr Auto Diesel Estate for sale, you’ve come to the right place. At Bristol Street Motors we don’t just have the best Volvo V60 2.0 D4  Momentum 5dr Auto Diesel Estate deals, we also offer friendly advice and help with all your enquiries to ensure your buying experience is a happy experience.
What are you waiting for? Make an enquiry online using the link above or call one of our friendly sales advisors today.
Key Standard Features*
- Sensus connect high performance sound and internet service , USB,10 speakers/170W
- Solid - Black Stone
- Solid - Ice white
- Power operated tailgate
- Keyless Start
- Versatile split folding rear seat - 60/40
- Driver/front passenger seat with power height adjustment and lumbar support
- Heated front seats
- Integrated roof rails in black
- Solid paint
- Dynamic chassis
- Cruise control
- Rear Park assist
- Mechanical child locks on rear doors
- 2 zone electronic climate control with Clean zone air quality system + pollen filter
- 17" 5 double spoke alloy wheels
- Tyre sealant kit + 12v compressor
- Textile/T-Tec - Charcoal
- Textile/T-Tec - City Weave
|Electric front+rear windows|
|Rain sensor windscreen wipers|
|Power front and rear windows|
|Rain sensor with automatic windscreen wiper activation|
|DSTC-Dynamic Stability and Traction Control|
|ABS + EBD + EBA|
|Electronic parking brake with auto hold|
|Vehicle deceleration control with Anti-lock Brake System, Electronic Brake Distribution and Emergency Brake Assist|
|Stability and Traction Control with Spin control, Engine Drag Control and Corner Traction Control|
|Power parking brake with auto hold function|
|Hill start assist|
|Voice control system|
|Voice activated control for key functions|
|Bluetooth hands free telephone kit|
|Volvo on call|
|Drive Mode Selector|
|Lane keep assist with driver alert control|
|Drive mode settings|
|Driver alert control with lane keeping aid|
|Speed sensitive steering|
|Oncoming Lane Mitigation|
|Touch screen display|
|Sensus navigation system|
|Sensus navigation with European mapping and traffic information|
|9" centre console touch screen|
|Service interval indicator|
|12.3" Active TFT crystal driver's instrument display|
|Electric adjustable/heated/folding door mirrors|
|Body colour door mirrors|
|Electric adjustable heated door mirrors|
|Colour coordinated auto folding and heated power door mirrors|
|Iron ore inlays|
|Steering wheel mounted remote controls|
|Steering wheel remote infotainment controls|
|DAB Digital radio|
|Exterior Body Features|
|Twin exhaust tailpipes with chrome finishers|
|Aluminium tread plates|
|Visible VIN plate|
|Front aluminium tread plates|
|Twin exhaust tailpipes with chrome sleeves|
|Body colour bumpers|
|Piano black front grille with chrome surround|
|LED Headlights + Active high beam incorporating LED daytime running lights|
|Adaptive brake lights|
|LED Headlights + Active high beam incorporating daytime running lights|
|Adaptive brake lights with high level LED brake lights|
|Automatic headlight levelling system|
|Automatic LED Headlights + Active high beam incorporating daytime running lights|
|Home safe and approach lighting|
|B Pillar ventilation|
|Luggage load hooks|
|Underfloor stowage compartment|
|Front centre armrest with storage compartment and cupholders|
|Bright metal luggage threshold|
|Cargo load hooks|
|Underfloor cargo storage|
|Luggage compartment illumination|
|Bright metal luggage compartment threshold|
|Centre console cupholders and storage|
|Glovebox compartment with illumination|
|Height/reach adjustable steering column|
|Leather gear knob|
|Lockable load floor|
|12V socket in front + rear tunnel console|
|A-pillar parking ticket holder|
|Adjustable steering wheel force|
|3 spoke leather steering wheel with chrome trim|
|Textile/vinyl leather upholstery|
|Rear armrest with cupholder|
|Front reading lights|
|Theatre dimming interior lights|
|Front reading lights + Theatre lighting and centre armrest storage illumination|
|Front footwell illumination|
|Illuminated luggage compartment|
|Passenger airbag deactivate switch|
|Rear seatbelt warning indicator|
|City safety braking system|
|Run off Road Mitigation|
|SIPS (Side Impact Protection System)|
|IC (Inflatable Curtains) - Full Length|
|Passenger airbag cut-off switch|
|City safety with steering support with Pedestrian + cyclist + large animal detection + front collision warning with full auto brake|
|Seatbelt reminder and pretensioners for all seats|
|First aid kit|
|Dual stage Driver/Passenger Airbags|
|Tyre pressure monitoring system|
|Drivers knee airbag|
|5 x 3 point seatbelts|
|Road sign information display|
|Run off Road Protection|
|Electric lumbar support|
|WHIPS - Whiplash Protection System|
|Front head restraints|
|Isofix attachments on rear seats|
|Key integrated remote control central locking|
|Fuel flap with deadlocking system|
|Key integrated remote control central locking + fuel flap with deadlocking system and auto open/close power windows|
|Private locking for tailgate|
|Locking wheel nuts|
|Anti-theft alarm including immobiliser/volume sensor + level sensor|
|8 speed automatic transmission with start/stop + manual change functions|
|Illuminated driver/passenger vanity mirrors|
|Illuminated vanity mirrors + ticket holder|
|Sensus Connect with Premium Sound by Harmon Kardon, Dolby Pro Logic II Surround Sound 13 speakers/600W and subwoofer||£825.00|
|Sensus connect with premium sound by Bowers and Wilkins, Dolby pro logic II surround sound, 14 speakers/1100W and subwoofer||£2,500.00|
|Sensus connect high performance sound and internet service , USB,10 speakers/170W||Standard|
|Winter Pack - V60||£525.00|
|Winter Pack including Head up display - V60||£1,275.00|
|Intellisafe Pro Pack - V60||£1,725.00|
|Xenium Pack - V60||£2,000.00|
|Convenience pack with Power folding rear seat backrests and headrests - V60||£500.00|
|Paint - Metallic|
|Metallic - Bright silver||£650.00|
|Metallic - Denim blue||£650.00|
|Metallic - Onyx black||£650.00|
|Metallic - Savile grey||£650.00|
|Metallic - Osmium grey||£650.00|
|Metallic - Luminous sand||£650.00|
|Metallic - Maple brown||£650.00|
|Metallic - Pine grey||£650.00|
|Metallic - Fusion red||£650.00|
|Metallic - Birch light||£650.00|
|Metallic - Pebble grey||£650.00|
|Paint - Solid|
|Solid - Black Stone||Standard|
|Solid - Ice white||Standard|
|Power operated tailgate||Standard|
|Keyless drive (incudes keyless entry and start) with remote tag and handsfree tailgate open/close||£500.00|
|Versatile split folding rear seat - 60/40||Standard|
|Power driver seat with memory + exterior mirrors memory||£600.00|
|Driver/front passenger seat with power height adjustment and lumbar support||Standard|
|Power passenger seat||£400.00|
|Heated front seats||Standard|
|Heated outer rear seats||£200.00|
|Exterior Body Features|
|Integrated roof rails in black||Standard|
|Power glass tilt and slide panoramic sunroof with sun curtain||£1,200.00|
|Premium metallic paint||£950.00|
|Lowered sports chassis||£400.00|
|12V socket in cargo area||£50.00|
|Heated steering wheel||£200.00|
|Dark tinted windows for rear side windows and cargo area + chrome window surrounds + chrome integrated roof rails||£600.00|
|Dark tinted glass for rear windows + rear screen + side luggage area window||£350.00|
|Smartphone integration with Apple CarPlay and Android auto + 2 USB||£300.00|
|BLIS (Blind spot information system) with cross traffic alert + rear collision mitigation||£500.00|
|Rear park assist camera||£375.00|
|360 degree surround view parking camera||£700.00|
|Rear Park assist||Standard|
|Front park assist||£325.00|
|Auto dimming rear view mirror||£150.00|
|Auto dimming interior + exterior mirrors||£330.00|
|Paint - Special|
|Premium metallic - Crystal white||£950.00|
|Power child locks on rear doors||£80.00|
|Mechanical child locks on rear doors||Standard|
|2 zone electronic climate control with Clean zone air quality system + pollen filter||Standard|
|4 Zone electronic climate control + cooled glovebox||£550.00|
|Wheels - Alloy|
|17" 5 double spoke alloy wheels||Standard|
|18" 5 Y spoke black diamond cut alloy wheels||£775.00|
|17" 5 V Spoke black diamond cut alloy wheels||£75.00|
|19" 5 V Spoke tinted silver alloy wheels||£1,325.00|
|Wheels - Spare|
|Tempa spare wheel and jack||£150.00|
|Tyre sealant kit + 12v compressor||Standard|
|Trim - Vinyl|
|Textile/T-Tec - Charcoal||Standard|
|Textile/T-Tec - City Weave||Standard|
|0 to 60 mph (secs)|
|0 to 62 mph (secs)||7.9|
|Engine Power - BHP||190|
|Engine Power - KW||140|
|Engine Power - PS|
|Engine Power - RPM||4250|
|Engine Torque - LBS.FT||295|
|Engine Torque - MKG||40.8|
|Engine Torque - NM||400|
|Engine Torque - RPM||1750|
Terms & Conditions: Every effort has been made to ensure the accuracy of the information shown. However, errors do sometimes occur. The specification of each vehicle listed on the Bristol Street Motors website is provided by "CAP". Please note that the Images of each vehicle are range shots, these can include images which do not reflect the precise details of the vehicle you are looking at and are purely used for illustrative purposes. The inclusion of such data does not imply any endorsement of any of its content nor any representation as to its accuracy. We do not charge a fee for introduction to a finance provider; however we may or may not receive a commission.
*The information given about models and their specification and features applies at the time that a vehicle is listed online or when the listing has been updated. Specifications and features do change and the information is given only as a guide. It may contain errors or omissions. The actual specification of a vehicle at the time of purchase may differ from that listed above and any important feature should be clarified as part of your purchase. The information above does not constitute an offer to sell.